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Friday, March 27, 2009

அடடே, யாரு ராம தாசா ??

வாங்க வாங்க !

குடி தாங்கி ? போன முறையே எதிர் பார்த்தோம் என்ன இன்னும் தாவலைனு!!
இந்த முறை எங்கள neenga kai vidala.

அனா உங்களுக்கு குதிரை ரேசு ல அனுபவம் இருக்கும்னு நினைக்கிறேன். எப்படி ஜெயிக்கிற குதிரை மேலய தவுறிங்க ? சொந்த காலுல நிக்கவே மாட்டிகள ?

வெகு விரைவில் அம்மா வீட்டை விட்டு வெளிய தள்ளலாம். சரி அதனால உங்களுக்கு என்ன ??
ஆ ந அந்த மடம் ஆகாட்டி இந்த மடம்.
வெட்க கேடு !

Wednesday, March 25, 2009

மறுபடியும் ஒரு தேர்தல்

போர் அடிக்குதுங்க !
என்னத்த எழுத இத பத்தி ? எழுதாமையும் இருக்க முடியல ?
இன்னும் ஒன்றை மாதம் இந்த அரசியல்வாதிக பேசுறத முளைய கழட்டி வைச்சிட்டு தான் கேட்கணும். ஐந்து வருடமா இல்லதா பாசமா திடிர்னு நான் உங்க விட்டு பிள்ளை'னு உறவு கொண்டடுவனுக. சுதாநம இருக்கனும். இல்லன இருக்கிறதையும் உருவிட்டு ஓடி போய்டுவங்க.

நாட்டுல பல பிரச்சனைகள். விலை வாசி உயர்வு, விட்டு மனை, விடு, காய்கறி, விட்டு வாடகை, பால், பெட்ரோல், டீசல் எல்லாம் வானதுக்கும் மேல..
எங்க எப்போ போன எவன் ஷூட் பண்ணு வானு தெரியல. இதுல கிரிக்கெட் பிரச்சனை வேற.

அனா ஒன்னு, இந்த தேர்தல் யாருக்கு லாபம் ந பொருளாதாரத்தில் அடி மட்டத்தில் இருப்பவர்களுக்கு தான்... தேர்தல் காசு பாதளம் வரை பாயும் ...

Monday, March 23, 2009

Inflation at a 2 decade low?

What does this mean?Lower the inflation?"
...Suppy is more than the Demand...
"If demand is less means people started spending less or have no money to spend. If a person goes to market with 100 rupee note, he should be able to get more value (products) than he bought last year.
Is it so in reality?

Still Real estate prices are on roof top,
Essential Food items on sky high,
Petroleum products still high though the crude oil price per barrel has come down drastically..
Steel, Cement, Sand... everything high...
So whats wrong?
As we look at the inflation measured products, on an outlook it looks all prices have come down. but in reality its not. Its because, in India, inflation is calculated on WPI-Whole sale price index rathen in CPI- Customer Price Index. Quite for some time, efforts are being made by many leading economists to the government to calculate inflation based on CPI. As only if inflation is calucalted on CPI, the true picture of the various prices of different commodities in the country will emerge. Accordingly the government can implement and adjust various financial policies.Calculating a CPI will take atleast a months time. This a reason why govt is hesistating to calculate on CPI. As WPI, you can get the latest week of inflation data on thursday or friday morning.
All major and developed countries including US and UK, calculate Inflation on CPI.

What to do to contain or overcome deflation?
Govt should increase or initiate spending more..
Banks has to start giving or accelerate lending credit to people...
As retail market is loosely structured, the govt has to enforce wholesalers, intermediaries, brokers against speculation and inflate prices.Start calcualting inflation on CPI. Its the right time to change.

Tuesday, February 24, 2009

Pension System for Private Employees !

If you had read Nandan nilakeni's book - Imagining India', when he is listing the challenges india is facing, he has pointed out a pensioning system for private sector employees, who are going to come out in large numbers in another 30 years time frame and how govt of india is going to meet this situation as a challenge.

Good news here is government of india is going to table a Pension Bill for private sector employees in the next budget session. This fund will be invested in different financial instruments and also it will be overseen by Pension Fund Regulatory and Development Authority (PFRDA).

For more info...click the below link,http://businesstoday.digitaltoday.in/index.php?option=com_content&task=view&issueid=50&id=10013&Itemid=1§ionid=1

So, like all government employees, we too will have a retirement savings... :)

On Global Recession, refering to "http://blogs.ad.infosys.com/users/raja_mohamed01/"

To my knowledge, I donot see this phase as a 'bubble burst'. There was 'sequential' growth for the last few years, but now the growth rate is low.This is because the unavailability of funds (cheap money, which banks borrow at low interest rates for business) in the market. As financial institutions are the growth drivers to the economy, cash crunch led to the cascading effect of this situation which started domestically in US has proliferated as a global factor, as we term it as recession. And also recession is good for any growing economy also it is not unusual.

A growing economy should have a recession once in 6 - 7 years as it corrects prices and bring equality in socio- economical factors. All macro economic variables are complimentary to each other for a balanced growth.As most of the countries globally, depend on American market for earnings. indian economy is based on savings. American economy is based on consumption. when spending becomes less in US, we lose earning, as a result savings gets affected and we became too cautious, resulting in cost cutting measures.

As this recession, is due to the collapse of financial institutions, all stimulus packages and federal reserve measures will take time to effect the economy. It may take 1 - 2 years, then i hope the growth will revive.

Even though Peace in a wet wicket !!

Had a thought of sharing this on line, Like to compare the conflict between Taliban shade forces with Pakistan military and LTTE with Srilankan army. There are a lot of similarities, between the ongoing power struggle.Though the military operation is between Army and militant organizations, it's the people of pakistan who are killed in the tussle. Whatever the reasons may be for the military action it’s the people who suffer. Also pakistan army seems losing more in the front line of war against the Taliban.

To bring peace to the table, the civilian government in pakistan donot have options other than accepting the deal of militants for a ceasefire. This deal allows militants to enforce Sharia laws upon the people of Swat valley (remember the laws when taliban ruled Afghanistan). whether the law is good to the people or not, US is unhappy over it. India thinks it will escalate other militant groups to fight for sharia laws in other regions of pakistan, resulting in complete mess of the country's internal security as well global nuclear proliferation.But for the people of Swat Valley in Pakistan, Sharia law is better than to get killed.

Why cant the Sri Lankan government, think the same way the pakistan has done?Why should not they broker a peace deal like this, by giving more powers and rights (more or less) equal to singalese for the Tamilians who live in SriLanka.Ultimately, whther it Tamil or Singhalese its their own country men who die.May be the recent military victory doesnot allow Rajpaksa's mind to think for a long term soultion.

Good or Bad, its the people who decide what they want... Sri Lanka is also a democracy.

Friday, January 2, 2009

Good times ahead this year !

Last year, loads of challenges, surprises, war of words, enemity...
Today Another year..Should be a year of happiness, love, care and joy.
My new year resolutions nothing as of now..May try to shed all my extra kgs and build good physique so that i can wear all my old pants thus saving my wallet.
My son will be turning two..need to do lot of home work how to grow him..
Want to cut spending unnecessarily and save money...
Anyways, God help us, let peace and happiness prevail. Its the foremost.
Cheers